Tips for Managing Money Among the recommendations given by specialist pay the liabilities are the most expensive shopping in one currency and differentiate urgent purchases

Never too late to begin to bring order to the family economy. Would not it be great to start 2011 with no debt and with a little extra money to give some taste? Consult with financial experts to help us with issues of domestic economy. Meet some of their main concerns and put an end to the anguish of the end of each month.

Impossible to speak of economic tranquility if debts haunt us day and night. If those fortunate enough to receive ‘grate’ in December, avoid waste, expensive gifts and destine without hesitation to pay its debts. If there are many, Alonso Valencia San Roman, MA in Administration-recommended first cancel more expensive debts (credit card, consumer credit, vehicle or mortgage) and negotiate the purchase of these debts with a bank. So one should worry about paying one at a time and avoid the dangerous ‘roulette’ (taking money from one card to pay another).

It is also important, as noted Jeritza Franciskovic, Professor of Economics at the University ESAN, that the family knows that debt has been gained at home and be aware of the expense involved. For example, if you have borrowed to buy a next-generation LED TV (which is enjoyed daily by everyone at home), kids can help prevent order pizza every night or go out every weekend and contribute to savings at home.

Another recommendation: since it is inevitable to acquire debt (since there are large expenses that we cannot accept cash and instantly, like buying a car or a house for example) always do so in the same currency in which you get paid. If he wins in soles, which are loans or credit in domestic as well.

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